{"id":274367,"date":"2026-02-15T05:47:35","date_gmt":"2026-02-14T22:47:35","guid":{"rendered":"https:\/\/nawacita.co\/?p=274367"},"modified":"2026-02-14T10:10:46","modified_gmt":"2026-02-14T03:10:46","slug":"4-doa-agar-dimampukan-melunasi-utang-tanpa-beban","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2026\/02\/15\/4-doa-agar-dimampukan-melunasi-utang-tanpa-beban\/","title":{"rendered":"4 Doa agar Dimampukan Melunasi Utang Tanpa Beban"},"content":{"rendered":"

4 Doa agar Dimampukan Melunasi Utang Tanpa Beban<\/h1>\n
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Nawacita<\/a> – <\/strong>Dalam Islam,\u00a0utang tidak bisa dianggap sepele. Sebab, hal ini termasuk sebagai kewajiban yang harus segera diselesaikan.<\/p>\n<\/div>\n

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Setiap Muslim dianjurkan untuk berusaha melunasinya secepat mungkin agar tidak menjadi beban, baik di dunia maupun di akhirat.<\/p>\n<\/div>\n

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Dari Abdullah bin Umar RA, Rasulullah SAW bersabda:<\/p>\n<\/div>\n

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\u00a0\u0645\u0646 \u0645\u0627\u062a \u0648\u0639\u0644\u064a\u0647 \u062f\u064e\u064a\u0646\u064c \u060c \u0641\u0644\u064a\u0633 \u062b\u0645 \u062f\u064a\u0646\u0627\u0631\u064c \u0648\u0644\u0627 \u062f\u0631\u0647\u0645\u064c \u060c \u0648\u0644\u0643\u0646\u0647\u0627 \u0627\u0644\u062d\u0633\u0646\u0627\u062a\u064f \u0648\u0627\u0644\u0633\u064a\u0626\u0627\u062a\u064f<\/p>\n<\/div>\n

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Artinya:\u00a0<\/strong>\u201cBarangsiapa yang mati dalam keadaan masih punya utang, maka kelak (di hari kiamat) tidak ada dinar dan dirham untuk melunasinya. Namun yang ada hanyalah kebaikan atau keburukan (untuk melunasinya).\u201d (HR. Ibnu Majah No. 2414).<\/p>\n<\/div>\n

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Karena itu, selain bekerja keras dan berikhtiar, umat muslim juga dianjurkan untuk memanjatkan doa supaya bisa membayar utang dengan cara tak terduga. Allah Maha Kaya dan Maha Memberi rezeki dari arah yang tidak disangka-sangka.<\/p>\n<\/div>\n

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Kumpulan Doa Supaya Bisa Membayar Utang dengan Cara Tak Terduga<\/h2>\n
\"\"<\/a>
4 Doa Mustajab Supaya Utang Cepat Lunas dengan Pertolongan Tak Terduga.<\/figcaption><\/figure>\n<\/div>\n
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1. Doa Agar Bisa Segera Melunasi Utang yang Diajarkan Rasulullah<\/h3>\n<\/div>\n
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Dilansir dari laman resmi NU Jatim, Rasulullah SAW pernah mengajarkan seorang sahabat Anshar untuk membaca sebuah doa agar bisa segera melunasi utang-utangnya, sebagaimana\u00a0yang diriwayatkan Abu Dawud\u00a0dengan nomor hadis 1555.<\/p>\n<\/div>\n

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Berikut adalah bacaan doa agar bisa segera melunasi utang yang diajarkan Rasulullah SAW:<\/p>\n<\/div>\n

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\u0627\u0644\u0644\u0651\u064e\u0647\u064f\u0645\u0651\u064e \u0625\u0650\u0646\u0651\u0650\u064a \u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u0647\u064e\u0645\u0651\u0650 \u0648\u064e\u0627\u0644\u0652\u062d\u064e\u0632\u064e\u0646\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u0639\u064e\u062c\u0652\u0632\u0650 \u0648\u064e\u0627\u0644\u0652\u0643\u064e\u0633\u064e\u0644\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u062c\u064f\u0628\u0652\u0646\u0650 \u0648\u064e\u0627\u0644\u0652\u0628\u064f\u062e\u0652\u0644\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u0652 \u063a\u064e\u0644\u064e\u0628\u064e\u0629\u0650 \u0627\u0644\u062f\u0651\u064e\u064a\u0652\u0646\u0650\u060c \u0648\u064e\u0642\u064e\u0647\u0652\u0631\u0650 \u0627\u0644\u0631\u0651\u0650\u062c\u064e\u0627\u0644\u0650<\/p>\n<\/div>\n

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All\u00e2humma inn\u00ee a\u2018\u00fbdzu bika minal hammi wal hazan. Wa a\u2018\u00fbdzu bika minal \u2018ajzi wal kasal. Wa a\u2018\u00fbdzu bika minal jubni wal bukhl. Wa a\u2018\u00fbdzu bika min ghalabatid daini wa qahrir rij\u00e2l<\/i><\/p>\n<\/div>\n

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Artinya:\u00a0<\/strong>\u201cYa Allah, aku berlindung kepada-Mu dari kebingungan dan kesedihan, aku berlindung kepada-Mu dari kelemahan dan kemalasan, aku berlindung kepada-Mu dari ketakutan dan kekikiran, aku berlindung kepada-Mu dari lilitan utang dan tekanan orang-orang.\u201d<\/p>\n<\/div>\n

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2. Doa Supaya Bisa Membayar Utang dengan Cara yang Tidak Terduga<\/h3>\n<\/div>\n
\n

\u0627\u0644\u0644\u0651\u064e\u0647\u064f\u0645\u0651\u064e \u0625\u0650\u0646\u0651\u0650\u064a \u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u0647\u064e\u0645\u0651\u0650 \u0648\u064e\u0627\u0644\u0652\u062d\u064e\u0632\u064e\u0646\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u0639\u064e\u062c\u0652\u0632\u0650 \u0648\u064e\u0627\u0644\u0652\u0643\u064e\u0633\u064e\u0644\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u062c\u064f\u0628\u0652\u0646\u0650 \u0648\u064e\u0627\u0644\u0652\u0628\u064f\u062e\u0652\u0644\u0650\u060c \u0648\u064e\u0623\u064e\u0639\u064f\u0648\u0630\u064f \u0628\u0650\u0643\u064e \u0645\u0650\u0646\u0652 \u063a\u064e\u0644\u064e\u0628\u064e\u0629\u0650 \u0627\u0644\u062f\u0651\u064e\u064a\u0652\u0646\u0650\u060c \u0648\u064e\u0642\u064e\u0647\u0652\u0631\u0650 \u0627\u0644\u0631\u0651\u0650\u062c\u064e\u0627\u0644\u0650<\/p>\n<\/div>\n

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Allahumma inni a’udhu bika min al-hammi wal-hazani, wa a’udhu bika min al-‘ajzi wal-kasal, wa a’udhu bika min al-jubni wal-bukhli, wa a’udhu bika min ghalabatid-dayni, wa qahrir-rijal.<\/i><\/p>\n<\/div>\n

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Artinya:<\/strong>\u00a0“Ya Allah, aku berlindung kepada-Mu dari kesusahan dan kesedihan, aku berlindung kepada-Mu dari kelemahan dan kemalasan, aku berlindung kepada-Mu dari rasa takut dan kedurhakaan, dan aku\u00a0berlindung kepada-Mu dari beban hutang\u00a0<\/strong>dan kezaliman manusia.”<\/p>\n<\/div>\n

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3. Doa Supaya Segera Diberikan Rezeki yang Halal untuk Melunasi Utang<\/h3>\n<\/div>\n
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\u0627\u064e\u0644\u0644\u0647\u064f\u0645\u0651\u064e \u0627\u0650\u0646\u0650\u0651\u0649\u0652 \u0627\u064e\u0633\u0652\u0623\u064e\u0644\u064f\u0643\u064e \u0627\u064e\u0646\u0652 \u062a\u064e\u0631\u0652\u0632\u064f\u0642\u064e\u0646\u0650\u0649\u0652 \u0631\u0650\u0632\u0652\u0642\u064b\u0627 \u062d\u064e\u0644\u0627\u064e\u0644\u0627\u064b \u0648\u064e\u0627\u0633\u0650\u0639\u064b\u0627 \u0637\u064e\u064a\u0650\u0651\u0628\u064b\u0627 \u0645\u0650\u0646\u0652 \u063a\u064e\u064a\u0652\u0631\u0650 \u062a\u064e\u0639\u064e\u0628\u064d \u0648\u064e\u0644\u0627\u064e\u0645\u064e\u0634\u064e\u0642\u0651\u064e\u0629\u064d \u0648\u064e\u0644\u0627\u064e\u0636\u064e\u064a\u0652\u0631\u064d \u0648\u064e\u0644\u0627\u064e\u0646\u064e\u0635\u064e\u0628\u064d \u0627\u0650\u0646\u0651\u064e\u0643\u064e \u0639\u064e\u0644\u064e\u0649 \u0643\u064f\u0644\u0650\u0651 \u0634\u064e\u0649\u0652\u0621\u064d \u0642\u064e\u062f\u0650\u064a\u0652\u0631\u064c<\/p>\n<\/div>\n

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Allahumma innii as’aluka antarzuqunii rizqan halaalan waasi’an thayyiban min ghairi ta’abin walaa musyaqqotin walaa dhairin wala nashabin innaka ‘alaa kulli syai’in qadiir<\/i><\/p>\n<\/div>\n

\n

Artinya:\u00a0<\/strong>“Ya Allah, aku minta kepada-Mu akan pemberian rezeki yang halal, luas, baik tanpa repot, dan kemelaratan dan tanpa keberatan dan sesungguhnya Engkau maha atas segala sesuatu.”<\/p>\n<\/div>\n

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4. Doa Agar Utang Cepat Lunas<\/h3>\n<\/div>\n
\n

\u0627\u0644\u0644\u0651\u064e\u0647\u064f\u0645\u0651\u064e \u064a\u064e\u0627 \u0641\u064e\u0627\u0631\u0650\u062c\u064e \u0627\u0644\u0652\u0647\u064e\u0645\u0651\u0650 \u060c \u0643\u064e\u0627\u0634\u0650\u0641\u064e \u0627\u0644\u0652\u063a\u064e\u0645\u0651\u0650 \u060c \u0645\u064f\u062c\u0650\u064a\u0628\u064e \u062f\u064e\u0639\u0652\u0648\u064e\u0629\u064e \u0627\u0644\u0652\u0645\u064f\u0636\u0652\u0637\u064e\u0631\u0651\u0650\u064a\u0646\u064e \u060c \u0631\u064e\u062d\u0652\u0645\u064e\u0646\u064e \u0627\u0644\u062f\u0651\u064f\u0646\u0652\u064a\u064e\u0627 \u0648\u064e\u0627\u0644\u0652\u0622\u062e\u0650\u0631\u064e\u0629\u0650 \u060c \u0648\u064e\u0631\u064e\u062d\u0650\u064a\u0645\u064e\u0647\u064f\u0645\u064e\u0627 \u060c \u0623\u064e\u0646\u0652\u062a\u064e \u062a\u064e\u0631\u0652\u062d\u064e\u0645\u064f\u0646\u0650\u064a \u060c \u0641\u064e\u0627\u0631\u0652\u062d\u064e\u0645\u0652\u0646\u0650\u064a \u0631\u064e\u062d\u0652\u0645\u064e\u0629\u064b \u062a\u064f\u063a\u0652\u0646\u0650\u064a\u0646\u0650\u064a \u0628\u0650\u0647\u064e\u0627 \u0639\u064e\u0646\u0652 \u0631\u064e\u062d\u0652\u0645\u064e\u0629\u0650 \u0645\u064e\u0646\u0652 \u0633\u0650\u0648\u064e\u0627\u0643\u064e<\/p>\n<\/div>\n

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Allahumma ya farijal ham kasyifal gham mujiba da’watal mudhthorriin rahmanad dunya wal akhirah warahimahuma anta tarhamuni farhamni rahmatan tughnini biha rahmati man siwak.<\/i><\/p>\n<\/div>\n

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Artinya:<\/strong> “Ya Allah, yang menghilangkan kerisauan, Maha Mengikis gundah gulana, Maha mengabulkan doa orang yang menderita. Engkau Maha Pengasih kepada seisi dunia dan akhirat dan menyayangi keduanya. Engkau mengasihiku, berilah aku rahmat yang membuatku tidak memerlukan lagi pertolongan selain dari-Mu.\u201d\u00a0inlh<\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

4 Doa agar Dimampukan Melunasi Utang Tanpa Beban Nawacita – Dalam Islam,\u00a0utang tidak bisa dianggap sepele. Sebab, hal ini termasuk sebagai kewajiban yang harus segera diselesaikan. Setiap Muslim dianjurkan untuk berusaha melunasinya secepat mungkin agar tidak menjadi beban, baik di dunia maupun di akhirat. Dari Abdullah bin Umar RA, Rasulullah SAW bersabda: \u00a0\u0645\u0646 \u0645\u0627\u062a \u0648\u0639\u0644\u064a\u0647 […]<\/p>\n","protected":false},"author":4,"featured_media":274377,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[62785,107954,39149,37571,107953],"class_list":{"0":"post-274367","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lifestyle","8":"tag-atasi-hutang","9":"tag-dalil-hutang","10":"tag-doa-melunasi-hutang","11":"tag-hutang","12":"tag-hutang-menurut-islam"},"yoast_head":"\n4 Doa agar Dimampukan Melunasi Utang Tanpa Beban<\/title>\n<meta name=\"description\" content=\"Nawacita - Dalam Islam,\u00a0utang tidak bisa dianggap sepele. 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