{"id":234516,"date":"2024-12-22T16:00:47","date_gmt":"2024-12-22T09:00:47","guid":{"rendered":"https:\/\/nawacita.co\/?p=234516"},"modified":"2024-12-20T15:41:06","modified_gmt":"2024-12-20T08:41:06","slug":"bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/","title":{"rendered":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!"},"content":{"rendered":"<h1>Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!<\/h1>\n<p><strong>JAKARTA, <a href=\"https:\/\/nawacita.co\/#google_vignette\">Nawacita<\/a><\/strong>\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial sebagai prioritas utama. Hal ini dinilai penting dalam menghadapi lonjakan harga barang dan jasa akibat kenaikan PPN menjadi 12 persen.<\/p>\n<p>Agustina menjelaskan, kebutuhan esensial itu adalah hal-hal yang dibutuhkan manusia untuk bertahan hidup. Beberapa contoh barang esensial antara lain makanan dan pakaian utama, biaya sewa atau cicilan tempat tinggal, biaya listrik, termasuk biaya pendidikan anak bagi yang sudah memiliki buah hati.<\/p>\n<figure id=\"attachment_234517\" aria-describedby=\"caption-attachment-234517\" style=\"width: 700px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/nawacita.co\/?attachment_id=234517\" rel=\"attachment wp-att-234517\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-234517\" src=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/kenaikan-tarif-PPN-12-persen-1190108432-3713017876-3493968654.webp\" alt=\"\" width=\"700\" height=\"465\" srcset=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/kenaikan-tarif-PPN-12-persen-1190108432-3713017876-3493968654.webp 700w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/kenaikan-tarif-PPN-12-persen-1190108432-3713017876-3493968654-300x199.webp 300w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/kenaikan-tarif-PPN-12-persen-1190108432-3713017876-3493968654-632x420.webp 632w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/kenaikan-tarif-PPN-12-persen-1190108432-3713017876-3493968654-696x462.webp 696w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/a><figcaption id=\"caption-attachment-234517\" class=\"wp-caption-text\">Ilustrasi.<\/figcaption><\/figure>\n<div class=\"picked-article\"><\/div>\n<p>\u201cTentu saja prioritas utama adalah kebutuhan (<em>needs<\/em>) terutama yang esensial, bukan keinginan. Kalau seperti biaya langganan Netflix, Spotify, itu tergolong bukan esensial, bahkan bisa termasuk dalam keinginan (<em>wants<\/em>), bukan\u00a0<em>needs<\/em>,\u201d kata Agustina saat dihubungi, Rabu (18\/12\/2024).<\/p>\n<p>Seiring kenaikan PPN, ia menyarankan masyarakat untuk melihat dan menganalisa kembali mana saja kebutuhan dan mana yang keinginan. Setelah itu, cobalah untuk mengurangi hal-hal yang sifatnya keinginan. \u201cJadi pengeluaran yg tidak esensial bisa dikurangi. Atau cari\u00a0<em>side hustle<\/em>\u00a0(profesi\/penghasilan sampingan) untuk membiayai gaya hidup,\u201d kata Agustina.<\/p>\n<p><strong>Baca Juga: <\/strong><a title=\"2025: PPN 12 Persen Tetap Berlaku, Tapi Tidak untuk Barang-Barang Ini\" href=\"https:\/\/nawacita.co\/index.php\/2024\/12\/08\/2025-ppn-12-persen-tetap-berlaku-tapi-tidak-untuk-barang-barang-ini\/\" rel=\"bookmark\">2025: PPN 12 Persen Tetap Berlaku, Tapi Tidak untuk Barang-Barang Ini<\/a><\/p>\n<div id=\"bn_48fx0b69ne\" data-w=\"0\">\n<div id=\"bn_djCAsWYg9c\" data-i=\"0\" data-w=\"542\"><\/div>\n<\/div>\n<p>Agar penghasilan tidak habis begitu saja, Agustina juga menekankan pentingnya menabung. Sisihkan 10 persen dari penghasilan untuk ditabung atau diinvestasikan. \u201cTips untuk bisa\u00a0<em>saving<\/em>\u00a0adalah menyisihkan di awal segera setelah mendapat penghasilan, bikin autodebet setiap bulan, dan prioritaskan kebutuhan daripada keinginan,\u201d\u00a0kata dia.<\/p>\n<p>Pemerintah melalui Kementerian Keuangan menyatakan akan memberlakukan kenaikan tarif PPN menjadi 12 persen pada 1 Januari 2025. Adapun daftar barang dan jasa yang akan dikenakan\u00a0PPN 12 persen\u00a0antara lain layanan rumah sakit dan fasilitas kesehatan kategori premium termasuk layanan VIP, institusi pendidikan bertaraf internasional atau layanan pendidikan premium dengan biaya tinggi, konsumsi listrik dengan daya 3600-6600 VA, beras premium, buah-buahan premium, ikan berkualitas tinggi, daging premium, dan lainnya. Selain itu, layanan\u00a0<em>streaming<\/em>\u00a0seperti\u00a0Spotify\u00a0dan\u00a0Netflix\u00a0juga ikut dikenai PPN 12 persen. <strong>rpblk<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji! JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial sebagai prioritas utama. Hal ini dinilai penting dalam menghadapi lonjakan harga barang dan jasa akibat kenaikan PPN menjadi 12 persen. Agustina menjelaskan, kebutuhan esensial itu adalah hal-hal yang dibutuhkan manusia untuk [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":234518,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[87903,30532,20250,74873,39399],"class_list":{"0":"post-234516","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi-dan-bisnis","8":"tag-kenaikan-ppn-12","9":"tag-layanan-streaming","10":"tag-netflix","11":"tag-ppn-12-persen","12":"tag-spotify"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!<\/title>\n<meta name=\"description\" content=\"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!\" \/>\n<meta property=\"og:description\" content=\"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/\" \/>\n<meta property=\"og:site_name\" content=\"Nawacita\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-22T09:00:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1509\" \/>\n\t<meta property=\"og:image:height\" content=\"1050\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Yasminda Nadila\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@nawacit4\" \/>\n<meta name=\"twitter:site\" content=\"@nawacit4\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Yasminda Nadila\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/\"},\"author\":{\"name\":\"Yasminda Nadila\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/person\\\/0d8fbe8f9d60764b07fe18b9282aab43\"},\"headline\":\"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!\",\"datePublished\":\"2024-12-22T09:00:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/\"},\"wordCount\":314,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/bea683501cb1beedd800705e36e4b9f9.webp\",\"keywords\":[\"kenaikan ppn 12%\",\"Layanan Streaming\",\"netflix\",\"PPN 12 Persen\",\"Spotify\"],\"articleSection\":[\"Ekonomi dan Bisnis\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/\",\"url\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/\",\"name\":\"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/bea683501cb1beedd800705e36e4b9f9.webp\",\"datePublished\":\"2024-12-22T09:00:47+00:00\",\"description\":\"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#primaryimage\",\"url\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/bea683501cb1beedd800705e36e4b9f9.webp\",\"contentUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/bea683501cb1beedd800705e36e4b9f9.webp\",\"width\":1509,\"height\":1050,\"caption\":\"Ilustrasi.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/22\\\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nawacita.co\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#website\",\"url\":\"https:\\\/\\\/nawacita.co\\\/\",\"name\":\"Nawacita\",\"description\":\"Berita Kementerian, BUMN, Pemerintah dan Politik\",\"publisher\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nawacita.co\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\",\"name\":\"Nawacita\",\"url\":\"https:\\\/\\\/nawacita.co\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Logo-Nawacita-2021.png\",\"contentUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Logo-Nawacita-2021.png\",\"width\":1676,\"height\":422,\"caption\":\"Nawacita\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/nawacitaco-1763136813898723\\\/?ref=aymt_homepage_panel\",\"https:\\\/\\\/x.com\\\/nawacit4\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/person\\\/0d8fbe8f9d60764b07fe18b9282aab43\",\"name\":\"Yasminda Nadila\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g\",\"caption\":\"Yasminda Nadila\"},\"sameAs\":[\"http:\\\/\\\/Nawacita.co\"],\"url\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/author\\\/nadila\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!","description":"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/","og_locale":"en_US","og_type":"article","og_title":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!","og_description":"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial","og_url":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/","og_site_name":"Nawacita","article_publisher":"https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel","article_published_time":"2024-12-22T09:00:47+00:00","og_image":[{"width":1509,"height":1050,"url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","type":"image\/webp"}],"author":"Yasminda Nadila","twitter_card":"summary_large_image","twitter_creator":"@nawacit4","twitter_site":"@nawacit4","twitter_misc":{"Written by":"Yasminda Nadila","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#article","isPartOf":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/"},"author":{"name":"Yasminda Nadila","@id":"https:\/\/nawacita.co\/#\/schema\/person\/0d8fbe8f9d60764b07fe18b9282aab43"},"headline":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!","datePublished":"2024-12-22T09:00:47+00:00","mainEntityOfPage":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/"},"wordCount":314,"commentCount":0,"publisher":{"@id":"https:\/\/nawacita.co\/#organization"},"image":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#primaryimage"},"thumbnailUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","keywords":["kenaikan ppn 12%","Layanan Streaming","netflix","PPN 12 Persen","Spotify"],"articleSection":["Ekonomi dan Bisnis"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/","url":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/","name":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!","isPartOf":{"@id":"https:\/\/nawacita.co\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#primaryimage"},"image":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#primaryimage"},"thumbnailUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","datePublished":"2024-12-22T09:00:47+00:00","description":"JAKARTA, Nawacita\u00a0\u2013 Pakar perencana keuangan, Agustina Fitria Aryani, menganjurkan masyarakat mengutamakan kebutuhan yang esensial","breadcrumb":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#primaryimage","url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","contentUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","width":1509,"height":1050,"caption":"Ilustrasi."},{"@type":"BreadcrumbList","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/22\/bijak-di-era-ppn-12-rahasia-menabung-tanpa-menguras-gaji\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nawacita.co\/"},{"@type":"ListItem","position":2,"name":"Bijak di Era PPN 12%: Rahasia Menabung Tanpa Menguras Gaji!"}]},{"@type":"WebSite","@id":"https:\/\/nawacita.co\/#website","url":"https:\/\/nawacita.co\/","name":"Nawacita","description":"Berita Kementerian, BUMN, Pemerintah dan Politik","publisher":{"@id":"https:\/\/nawacita.co\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nawacita.co\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nawacita.co\/#organization","name":"Nawacita","url":"https:\/\/nawacita.co\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nawacita.co\/#\/schema\/logo\/image\/","url":"https:\/\/nawacita.co\/wp-content\/uploads\/2021\/10\/Logo-Nawacita-2021.png","contentUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2021\/10\/Logo-Nawacita-2021.png","width":1676,"height":422,"caption":"Nawacita"},"image":{"@id":"https:\/\/nawacita.co\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel","https:\/\/x.com\/nawacit4"]},{"@type":"Person","@id":"https:\/\/nawacita.co\/#\/schema\/person\/0d8fbe8f9d60764b07fe18b9282aab43","name":"Yasminda Nadila","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/58fe2b30519a5e5325b5d125d4116905112e66995835c09608fd9c830788e6d8?s=96&d=mm&r=g","caption":"Yasminda Nadila"},"sameAs":["http:\/\/Nawacita.co"],"url":"https:\/\/nawacita.co\/index.php\/author\/nadila\/"}]}},"jetpack_featured_media_url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/bea683501cb1beedd800705e36e4b9f9.webp","_links":{"self":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts\/234516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/comments?post=234516"}],"version-history":[{"count":0,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts\/234516\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/media\/234518"}],"wp:attachment":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/media?parent=234516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/categories?post=234516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/tags?post=234516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}