{"id":234387,"date":"2024-12-19T14:04:53","date_gmt":"2024-12-19T07:04:53","guid":{"rendered":"https:\/\/nawacita.co\/?p=234387"},"modified":"2024-12-19T12:17:32","modified_gmt":"2024-12-19T05:17:32","slug":"ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/","title":{"rendered":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar"},"content":{"rendered":"<h1>Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar<\/h1>\n<p><strong>Jakarta, <a href=\"https:\/\/nawacita.co\">Nawacita<\/a><\/strong> | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk penamaan yang diterapkan di perusahaan Layanan Pendanaan Bersama Berbasis Teknologi Informasi (LPBBTI) atau <em>fintech peer-to-peer lending.<\/em><\/p>\n<p>Penggantian istilah ini dilakukan untuk memudahkan masyarakat dalam mengidentifikasi penyelenggara\u00a0<em>fintech peer-to-peer lending<\/em>\u00a0yang legal atau ilegal.<\/p>\n<p>Pindar dimaknai sebagai fintech peer-to-peer (P2P) lending yang berizin dan terdaftar di OJK. Sementara, pinjol berupa\u00a0<em>fintech lending<\/em>\u00a0<em>peer-to-peer (<\/em>P2P) ilegal yang tidak memiliki izin OJK.<\/p>\n<p>Langkah ini bertujuan untuk meningkatkan kenyamanan pengguna Layanan Pendanaan Bersama Berbasis Teknologi Informasi (LPBBTI). Hal ini disampaikan oleh Agusman selaku Kepala Eksekutif Pengawas Lembaga Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro, dan Lembaga Jasa Keuangan Lainnya OJK.<\/p>\n<p>&#8220;Dengan pembedaan nama branding, diharapkan masyarakat lebih mudah mengidentifikasi mana penyelenggara yang legal,&#8221; ujar Agusman.<\/p>\n<figure id=\"attachment_234388\" aria-describedby=\"caption-attachment-234388\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/nawacita.co\/?attachment_id=234388\" rel=\"attachment wp-att-234388\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-234388\" src=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/IMG_20240311_155906.jpg\" alt=\"\" width=\"750\" height=\"421\" srcset=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/IMG_20240311_155906.jpg 750w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/IMG_20240311_155906-300x168.jpg 300w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/IMG_20240311_155906-748x420.jpg 748w, https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/IMG_20240311_155906-696x391.jpg 696w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/a><figcaption id=\"caption-attachment-234388\" class=\"wp-caption-text\">ilustrasi<\/figcaption><\/figure>\n<p>Seperti diketahui, layanan pinjol di era digital yang semakin modern ini marak diminati oleh masyarakat karena menawarkan kemudahan dan solusi cepat dalam memperoleh pinjaman dana tambahan.<\/p>\n<p>Namun sayangnya keberadaan layanan teknologi finansial itu dibayangi dengan menjamurnya peredaran pinjol-pinjol ilegal di masyarakat yang keberadaannya merugikan.<\/p>\n<p>Pinjol ilegal menawarkan pinjaman yang diproses cepat tanpa agunan. Namun ternyata hal manis itu harus dibayar dengan banyak kerugian di kemudian hari. Pinjol ilegal kerap mematok bunga pinjaman yang sangat besar sehingga peminjam kesulitan melunasi hutang.<\/p>\n<p>Tidak sedikit yang mendapatkan teror dan ancaman setelah menggunakan layanan pinjol ilegal, di mana data pribadinya diancam dan disebarkan oleh penagih sebagai bentuk intimidasi, bahkan memakan korban hingga bunuh diri. Hal inilah yang membuat stigma pinjol di kalangan masyarakat menjadi negatif karena ulah perusahaan pinjaman\u00a0<em>online<\/em>\u00a0ilegal.<\/p>\n<p><strong>Baca Juga:\u00a0<a href=\"https:\/\/nawacita.co\/index.php\/2024\/07\/03\/menko-pmk-setuju-mahasiswa-bayar-kuliah-pakai-pinjol\/\">Menko PMK Setuju Mahasiswa Bayar Kuliah Pakai Pinjol<\/a><\/strong><\/p>\n<p>Oleh karena itu, masyarakat harus lebih waspada lagi dalam memilih layanan\u00a0<em>fintech<\/em>\u00a0atau pinjol yang legal dalam hal pendanaan. Agar tidak terjerat dengan pinjol ilegal, masyarakat harus tahu lebih dulu ciri-cirinya. Berikut ciri-ciri pinjol legal dan ilegal, dilansir dari laman OJK:<\/p>\n<p><strong>Ciri pindar atau pinjaman online legal<\/strong><\/p>\n<ul>\n<li>Terdaftar di OJK<\/li>\n<li>Pindar tidak menawarkan pinjamannya melalui saluran komunikasi pribadi seperti SMS\/chat aplikasi pesan instan<\/li>\n<li>Pemberian pinjam akan diseleksi terlebih dahulu, dengan memeriksa riwayat kredit<\/li>\n<li>Memiliki bunga transparan sesuai aturan<\/li>\n<li>Mengenakan biaya administrasi dan besaran denda yang jelas jika debitur terlambat membayar tagihan<\/li>\n<li>Peminjam yang tidak dapat membayar setelah batas waktu 90 hari akan masuk ke\u00a0<em>blacklist<\/em>\u00a0(daftar hitam) Fintech Data Center sehingga peminjam tidak dapat meminjam dana ke platform\u00a0<em>fintech<\/em>\u00a0yang lain<\/li>\n<li>Memiliki platform layanan pengaduan dengan petugas\u00a0<em>customer service<\/em>\u00a0(layanan pelanggan)<\/li>\n<li>Mengantongi identitas pengurus dan alamat kantor yang jelas<\/li>\n<li>Hanya mengizinkan akses kamera, mikrofon, dan lokasi pada gawai peminjam<\/li>\n<li>Petugas penagih utang wajib memiliki sertifikasi penagihan yang diterbitkan oleh Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI).<\/li>\n<\/ul>\n<p><strong>Baca Juga:\u00a0<a href=\"https:\/\/nawacita.co\/index.php\/2024\/12\/15\/ojk-2-930-pinjol-ilegal-berhasil-dihentikan\/\">OJK: 2.930 Pinjol Ilegal Berhasil Dihentikan<\/a><\/strong><\/p>\n<p><strong>Ciri pinjol ilegal<\/strong><\/p>\n<ul>\n<li>Tidak terdaftar\/berizin dari OJK<\/li>\n<li>Penawaran menggunakan SMS\/WA<\/li>\n<li>Jangka waktu pelunasan singkat tidak sesuai kesepakatan<\/li>\n<li>Meminta akses data pribadi seperti kontak, foto dan video, lokasi dan sejumlah data pribadi lainnya yang digunakan untuk meneror peminjam yang gagal bayar<\/li>\n<li>Melakukan penagihan tidak beretika berupa teror, intimidasi dan pelecehan<\/li>\n<li>Tidak memiliki layanan pengaduan dan identitas kantor yang jelas<\/li>\n<li>Bunga dan denda tinggi mencapai 1-4% per hari<\/li>\n<li>Biaya tambahan lainnya tinggi bisa mencapai 40% dari nilai pinjaman.<\/li>\n<\/ul>\n<p><strong>Cara cek pindar atau pinjol legal yang terdaftar OJK<\/strong><\/p>\n<ul>\n<li>Akses laman OJK di www.ojk.go.id\/id\/kanal\/iknb\/financial-technology\/Default.aspx<\/li>\n<li>Pilih menu IKNB (Industri Keuangan Non-Bank)<\/li>\n<li>Klik Fintech yang berada di kanan bawah<\/li>\n<li>Nantinya, laman ini akan menampilkan daftar lengkap penyelenggara\u00a0<em>fintech lending<\/em>\u00a0atau pinjaman\u00a0<em>online<\/em>\u00a0(pinjol) yang terdaftar dan diawasi oleh OJK.<\/li>\n<\/ul>\n<p><strong>antr<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk penamaan yang diterapkan di perusahaan Layanan Pendanaan Bersama Berbasis Teknologi Informasi (LPBBTI) atau fintech peer-to-peer lending. Penggantian istilah ini dilakukan untuk memudahkan masyarakat dalam mengidentifikasi penyelenggara\u00a0fintech peer-to-peer lending\u00a0yang [&hellip;]<\/p>\n","protected":false},"author":1459,"featured_media":234389,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[87834,14372,87832,87833,21815,45856],"class_list":{"0":"post-234387","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi-dan-bisnis","8":"tag-ciri-pinjol-ilegal","9":"tag-ojk-2","10":"tag-pindar","11":"tag-pinjaman-daring","12":"tag-pinjol","13":"tag-pinjol-ilegal"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar<\/title>\n<meta name=\"description\" content=\"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar\" \/>\n<meta property=\"og:description\" content=\"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/\" \/>\n<meta property=\"og:site_name\" content=\"Nawacita\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-19T07:04:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"429\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nuris Mardhatika\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@nawacit4\" \/>\n<meta name=\"twitter:site\" content=\"@nawacit4\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nuris Mardhatika\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/\"},\"author\":{\"name\":\"Nuris Mardhatika\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/person\\\/140e3531b7814b46fa8c6e0b288251b8\"},\"headline\":\"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar\",\"datePublished\":\"2024-12-19T07:04:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/\"},\"wordCount\":600,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/5db40e8830044332f46406271a17f58c.jpg\",\"keywords\":[\"Ciri pinjol ilegal\",\"OJK\",\"Pindar\",\"Pinjaman Daring\",\"Pinjol\",\"Pinjol Ilegal\"],\"articleSection\":[\"Ekonomi dan Bisnis\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/\",\"url\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/\",\"name\":\"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/5db40e8830044332f46406271a17f58c.jpg\",\"datePublished\":\"2024-12-19T07:04:53+00:00\",\"description\":\"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#primaryimage\",\"url\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/5db40e8830044332f46406271a17f58c.jpg\",\"contentUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/5db40e8830044332f46406271a17f58c.jpg\",\"width\":750,\"height\":429,\"caption\":\"ilustrasi\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/2024\\\/12\\\/19\\\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nawacita.co\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#website\",\"url\":\"https:\\\/\\\/nawacita.co\\\/\",\"name\":\"Nawacita\",\"description\":\"Berita Kementerian, BUMN, Pemerintah dan Politik\",\"publisher\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nawacita.co\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#organization\",\"name\":\"Nawacita\",\"url\":\"https:\\\/\\\/nawacita.co\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Logo-Nawacita-2021.png\",\"contentUrl\":\"https:\\\/\\\/nawacita.co\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Logo-Nawacita-2021.png\",\"width\":1676,\"height\":422,\"caption\":\"Nawacita\"},\"image\":{\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/nawacitaco-1763136813898723\\\/?ref=aymt_homepage_panel\",\"https:\\\/\\\/x.com\\\/nawacit4\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nawacita.co\\\/#\\\/schema\\\/person\\\/140e3531b7814b46fa8c6e0b288251b8\",\"name\":\"Nuris Mardhatika\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g\",\"caption\":\"Nuris Mardhatika\"},\"sameAs\":[\"https:\\\/\\\/nawacita.co\"],\"url\":\"https:\\\/\\\/nawacita.co\\\/index.php\\\/author\\\/nurismardhatika\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar","description":"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/","og_locale":"en_US","og_type":"article","og_title":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar","og_description":"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk","og_url":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/","og_site_name":"Nawacita","article_publisher":"https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel","article_published_time":"2024-12-19T07:04:53+00:00","og_image":[{"width":750,"height":429,"url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","type":"image\/jpeg"}],"author":"Nuris Mardhatika","twitter_card":"summary_large_image","twitter_creator":"@nawacit4","twitter_site":"@nawacit4","twitter_misc":{"Written by":"Nuris Mardhatika","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#article","isPartOf":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/"},"author":{"name":"Nuris Mardhatika","@id":"https:\/\/nawacita.co\/#\/schema\/person\/140e3531b7814b46fa8c6e0b288251b8"},"headline":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar","datePublished":"2024-12-19T07:04:53+00:00","mainEntityOfPage":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/"},"wordCount":600,"commentCount":0,"publisher":{"@id":"https:\/\/nawacita.co\/#organization"},"image":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#primaryimage"},"thumbnailUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","keywords":["Ciri pinjol ilegal","OJK","Pindar","Pinjaman Daring","Pinjol","Pinjol Ilegal"],"articleSection":["Ekonomi dan Bisnis"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/","url":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/","name":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar","isPartOf":{"@id":"https:\/\/nawacita.co\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#primaryimage"},"image":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#primaryimage"},"thumbnailUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","datePublished":"2024-12-19T07:04:53+00:00","description":"Jakarta, Nawacita | OJK memperkenalkan istilah baru Pindar (Pinjaman Daring) sebagai pengganti sebutan Pinjol (Pinjaman Online) untuk","breadcrumb":{"@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#primaryimage","url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","contentUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","width":750,"height":429,"caption":"ilustrasi"},{"@type":"BreadcrumbList","@id":"https:\/\/nawacita.co\/index.php\/2024\/12\/19\/ingin-lepas-dari-stigma-negatif-pinjol-ganti-nama-jadi-pindar\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nawacita.co\/"},{"@type":"ListItem","position":2,"name":"Ingin Lepas dari Stigma Negatif, Pinjol Ganti Nama Jadi Pindar"}]},{"@type":"WebSite","@id":"https:\/\/nawacita.co\/#website","url":"https:\/\/nawacita.co\/","name":"Nawacita","description":"Berita Kementerian, BUMN, Pemerintah dan Politik","publisher":{"@id":"https:\/\/nawacita.co\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nawacita.co\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nawacita.co\/#organization","name":"Nawacita","url":"https:\/\/nawacita.co\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nawacita.co\/#\/schema\/logo\/image\/","url":"https:\/\/nawacita.co\/wp-content\/uploads\/2021\/10\/Logo-Nawacita-2021.png","contentUrl":"https:\/\/nawacita.co\/wp-content\/uploads\/2021\/10\/Logo-Nawacita-2021.png","width":1676,"height":422,"caption":"Nawacita"},"image":{"@id":"https:\/\/nawacita.co\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/nawacitaco-1763136813898723\/?ref=aymt_homepage_panel","https:\/\/x.com\/nawacit4"]},{"@type":"Person","@id":"https:\/\/nawacita.co\/#\/schema\/person\/140e3531b7814b46fa8c6e0b288251b8","name":"Nuris Mardhatika","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59991d6a6a57ee9bed1ddf63211978943632845fd878baa6ed3380e9f50a0c06?s=96&d=mm&r=g","caption":"Nuris Mardhatika"},"sameAs":["https:\/\/nawacita.co"],"url":"https:\/\/nawacita.co\/index.php\/author\/nurismardhatika\/"}]}},"jetpack_featured_media_url":"https:\/\/nawacita.co\/wp-content\/uploads\/2024\/12\/5db40e8830044332f46406271a17f58c.jpg","_links":{"self":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts\/234387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/users\/1459"}],"replies":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/comments?post=234387"}],"version-history":[{"count":0,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/posts\/234387\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/media\/234389"}],"wp:attachment":[{"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/media?parent=234387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/categories?post=234387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nawacita.co\/index.php\/wp-json\/wp\/v2\/tags?post=234387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}