{"id":187923,"date":"2023-11-06T16:04:40","date_gmt":"2023-11-06T09:04:40","guid":{"rendered":"https:\/\/nawacita.co\/?p=187923"},"modified":"2023-11-06T16:04:40","modified_gmt":"2023-11-06T09:04:40","slug":"jumlah-masyarakat-terjerat-pinjol-semakin-banyak-lanyalla-kesulitan-ekonomi-atau-fenomena-lain","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2023\/11\/06\/jumlah-masyarakat-terjerat-pinjol-semakin-banyak-lanyalla-kesulitan-ekonomi-atau-fenomena-lain\/","title":{"rendered":"Jumlah Masyarakat Terjerat Pinjol Semakin Banyak, LaNyalla: Kesulitan Ekonomi atau Fenomena Lain?"},"content":{"rendered":"

Jumlah Masyarakat Terjerat Pinjol Semakin Banyak, LaNyalla: Kesulitan Ekonomi atau Fenomena Lain?<\/h1>\n

Jakarta, Nawacita<\/a><\/strong> – Ketua DPD RI AA LaNyalla Mahmud Mattalitti menyoroti semakin besarnya jumlah masyarakat yang terjerat pinjol dengan bunga tinggi yang mendekati rentenir.<\/p>\n

Fenomena itu menurut LaNyalla bisa jadi menunjukkan ada fakta kesulitan ekonomi akut di masyarakat.<\/p>\n

Dalam laporan Otoritas Jasa Keuangan (OJK) yang mengungkapkan ada 21\u00a0pinjaman online atau fintech peer-to-peer lending\u00a0yang memiliki tingkat kredit macet di atas 5 persen. Artinya peminjamnya gagal bayar utang dalam periode 90 hari.<\/p>\n

Baca Juga:\u00a0Apresiasi Atlet Sea Games asal Jatim, LaNyalla Puji Khofifah<\/a><\/strong><\/p>\n

OJK juga melaporkan tunggakan pinjaman online menembus angka Rp 51,46 triliun atau naik sekitar 28,1 persen secara tahunan per Mei 2023.<\/p>\n

“Banyaknya masyarakat terjerat pinjaman online ini sebuah fenomena yang memprihatinkan. Apakah benar-benar ada kesulitan ekonomi di masyarakat bawah atau fenomena apa? Tentu ini harus dimitigasi oleh pemerintah,” ujar LaNyalla, Senin (6\/11\/2023).<\/p>\n

Menurut LaNyalla, selain kondisi ekonomi masyarakat yang sulit, apakah juga disebabkan perilaku masyarakat yang konsumtif? Selain lemahnya regulasi, baik dari sistem pengawasan hingga penegakan hukum.<\/p>\n

Karena itu, Senator asal Jawa Timur itu meminta pemerintah melakukan tindakan tegas terkait pinjol yang sudah menyusahkan pengguna dengan dalih memberikan kemudahan. Karena menurutnya, dalam waktu singkat dapat merusak sistim ekonomi bangsa.<\/p>\n

Baca Juga:\u00a0Darurat Pelajar Pelaku Kekerasan, LaNyalla: Harus Ada Solusi Sistemik<\/a><\/strong><\/p>\n

“Perlahan tetapi pasti, maraknya pinjaman online yang gagal bayar, akan semakin menjerat dengan bunga berbunga, dan ujungnya masyarakat terkena black list bank, ini pada jangka panjang meruntuhkan kekuatan ekonomi di masyarakat,” papar dia.<\/p>\n

“Efeknya tidak sepele, tetapi sangat luas. Padahal masyarakat perlu akses pembiayaan ke perbankan untuk modal usaha dan lain-lain. Seandainya kena blacklist, masyarakat akan sulit mendapatkan modal,” tukas dia.<\/p>\n

LaNyalla juga mempertanyakan sejauh mana pengawasan OJK terhadap fintech atau penyedia pinjol sampai memiliki jumlah tunggakan pinjaman sangat besar.<\/p>\n

“Angka kredit macet sangat besar dan tentu dampaknya besar. Kita merasa aneh, soalnya pinjol yang sebagian diawasi OJK tetapi kenyataan kondisinya demikian,” tuturnya. nrs<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Jumlah Masyarakat Terjerat Pinjol Semakin Banyak, LaNyalla: Kesulitan Ekonomi atau Fenomena Lain? Jakarta, Nawacita – Ketua DPD RI AA LaNyalla Mahmud Mattalitti menyoroti semakin besarnya jumlah masyarakat yang terjerat pinjol dengan bunga tinggi yang mendekati rentenir. Fenomena itu menurut LaNyalla bisa jadi menunjukkan ada fakta kesulitan ekonomi akut di masyarakat. Dalam laporan Otoritas Jasa Keuangan […]<\/p>\n","protected":false},"author":1459,"featured_media":187925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[491],"tags":[68104,8106,38568,14372,9403,21815,68338],"class_list":{"0":"post-187923","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-senayan","8":"tag-bunga-pinjol","9":"tag-fintech","10":"tag-ketua-dpd-ri-aa-lanyalla-mahmud-mattalitti","11":"tag-ojk-2","12":"tag-pinjaman-online","13":"tag-pinjol","14":"tag-terjerat-pinjol"},"yoast_head":"\nJumlah Masyarakat Terjerat Pinjol Semakin Banyak, LaNyalla: Kesulitan Ekonomi atau Fenomena Lain?<\/title>\n<meta name=\"description\" content=\"Jakarta, Nawacita - Ketua DPD RI AA LaNyalla Mahmud Mattalitti menyoroti semakin besarnya jumlah masyarakat yang terjerat pinjol dengan bunga\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nawacita.co\/index.php\/2023\/11\/06\/jumlah-masyarakat-terjerat-pinjol-semakin-banyak-lanyalla-kesulitan-ekonomi-atau-fenomena-lain\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jumlah Masyarakat Terjerat Pinjol Semakin Banyak, LaNyalla: Kesulitan Ekonomi atau Fenomena Lain?\" \/>\n<meta property=\"og:description\" content=\"Jakarta, Nawacita - 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