{"id":175216,"date":"2023-08-08T10:37:02","date_gmt":"2023-08-08T03:37:02","guid":{"rendered":"https:\/\/nawacita.co\/?p=175216"},"modified":"2023-08-08T10:37:04","modified_gmt":"2023-08-08T03:37:04","slug":"tarif-qris-03-persen-tak-ganggu-target-onboarding-umkm","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2023\/08\/08\/tarif-qris-03-persen-tak-ganggu-target-onboarding-umkm\/","title":{"rendered":"Tarif QRIS\u00a00,3 Persen Tak Ganggu Target Onboarding UMKM"},"content":{"rendered":"

Tarif QRIS\u00a00,3 Persen Tak Ganggu Target Onboarding UMKM<\/h1>\n

Jakarta, Nawacita<\/a><\/strong> | Tarif QRIS 0,3 persen yang dibebankan kepada pelaku UMKM tidak mempengaruhi target UMKM dapat onboarding<\/em>\u00a0digital pada tahun 2024. Diketahui, pemerintah menargetkan 30 juta UMKM\u00a0onboarding<\/em> digital pada tahun depan. Hal itu dikatakan oleh Staf Khusus Menteri Koperasi dan UKM Bidang Pemberdayaan Ekonomi Kreatif Fiki Satari.<\/p>\n

\u201cSaya meyakini bahwa Bank Indonesia (BI) membebankan biaya kepada pelaku UMKM itu berbanding lurus dengan apa yang selama ini difasilitasi BI kepada pengembangan UMKM,\u201d kata Fiki saat dihubungi di Jakarta, Selasa (8\/8\/2023).<\/p>\n

Fiki mengatakan hingga tahun 2023, proses\u00a0onboarding<\/em> UMKM untuk menggunakan QRIS tak mengalami hambatan. Berdasarkan data Kementerian Koordinator Bidang Maritim dan Investasi, sudah ada 22 juta UMKM yang menggunakan QRIS di tahun 2023.<\/p>\n

\"ilustrasi\"<\/a>
ilustrasi<\/figcaption><\/figure>\n

“Semua sudah\u00a0on track<\/em>,\u201d kata Fiki.<\/p>\n

Untuk diketahui, Bank Indonesia menerapkan tarif baru Merchant Discount Rate (MDR) layanan QRIS untuk pelaku usaha mikro sebesar 0,3 persen yang berlaku per 1 Juli 2023.<\/p>\n

Sementara itu, Sekretaris Jendral Asosiasi UMKM Indonesia (Akumindo) Edy Misero mengatakan bahwa\u00a0onboarding<\/em>\u00a0UMKM akan mempermudah pelaku UMKM untuk melebarkan usahanya ke skala yang lebih besar. \u201cSekarang pola belanja masyarakat itu mayoritas sudah secara digital. Dengan adanya QRIS jadi bisa menyesuaikan transaksi dengan pola belanja masyarakat sekarang,\u201d kata Edy.<\/p>\n

Edy menilai penerapan tarif tersebut tidak memberatkan pelaku UMKM. Menurut Edy, jika margin keuntungan penjualan sebesar 10 persen, penjual mendapatkan keuntungan sebesar 9,7 persen meskipun ada potongan sebesar 0,3 persen tersebut.<\/p>\n

Baca Juga:\u00a0BI Gratiskan Biaya QRIS untuk Transaksi di Bawah Rp100 Ribu<\/a><\/strong><\/p>\n

\u201cKalau\u00a0enggak<\/em>\u00a0ada QRIS dan masyarakat tidak jadi beli, malah tidak dapat keuntungan sama sekali,\u201d kata Edy.<\/p>\n

Menjawab pertanyaan wartawan, Edy meminta agar pemerintah memfasilitasi pelaku UMKM yang berada di daerah yang memiliki kendala untuk\u00a0onboarding<\/em>\u00a0UMKM ke ekosistem digital.<\/p>\n

\u201cKalau pemerintah ingin merealisasi target\u00a0onboarding<\/em> 30 juta UMKM ke ekosistem digital, ya tolong di fasilitasi dong. Kaya sinyal internet atau literasi digital para pelaku UMKM di daerah,\u201d kata Edy. antr<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Tarif QRIS\u00a00,3 Persen Tak Ganggu Target Onboarding UMKM Jakarta, Nawacita | Tarif QRIS 0,3 persen yang dibebankan kepada pelaku UMKM tidak mempengaruhi target UMKM dapat onboarding\u00a0digital pada tahun 2024. Diketahui, pemerintah menargetkan 30 juta UMKM\u00a0onboarding digital pada tahun depan. Hal itu dikatakan oleh Staf Khusus Menteri Koperasi dan UKM Bidang Pemberdayaan Ekonomi Kreatif Fiki Satari. […]<\/p>\n","protected":false},"author":1459,"featured_media":175218,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[17432,61878,61879,30024,61877,61168,16317],"class_list":{"0":"post-175216","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi-dan-bisnis","8":"tag-bank-indonesia-bi","9":"tag-digitalisasi-umkm","10":"tag-onboarding-umkm","11":"tag-qris","12":"tag-tarif-0-3-persen-qris","13":"tag-tarif-qris","14":"tag-umkm"},"yoast_head":"\nTarif 0,3 Persen QRIS Tak Ganggu Target Onboarding UMKM<\/title>\n<meta name=\"description\" content=\"Jakarta, Nawacita | Tarif QRIS 0,3 persen yang dibebankan kepada pelaku UMKM tidak mempengaruhi target UMKM dapat onboarding\u00a0digital pada\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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