{"id":166038,"date":"2023-04-28T16:19:50","date_gmt":"2023-04-28T09:19:50","guid":{"rendered":"https:\/\/nawacita.co\/?p=166038"},"modified":"2023-04-28T16:19:52","modified_gmt":"2023-04-28T09:19:52","slug":"bank-jatim-catat-penyaluran-kredit-capai-rp479-miliar-kuartal-i-2023","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2023\/04\/28\/bank-jatim-catat-penyaluran-kredit-capai-rp479-miliar-kuartal-i-2023\/","title":{"rendered":"Bank Jatim Catat Penyaluran Kredit Capai Rp47,9 Miliar Kuartal I\/2023"},"content":{"rendered":"

Bank Jatim Catat Penyaluran Kredit Capai Rp47,9 Miliar Kuartal I\/2023<\/h1>\n

Surabaya, Nawacita<\/a><\/strong> | PT Bank Pembangunan Daerah Jawa Timur Tbk (Bank Jatim) berhasil mencatatkan kinerja penyaluran kredit mencapai Rp47,99 miliar atau tumbuh 13,44 persen (year-on-year\/yoy) pada kuartal I\/2023.<\/p>\n

Direktur Utama Bank Jatim Busrul Iman mengatakan pihaknya akan mengoptimalkan potensi usaha sektor produktif seiring dengan target penyaluran kredit yang tahun ini ditargetkan bisa tumbuh 12-13 persen.<\/p>\n

\u201cCapaian di kuartal I\/2023 belum berakhir karena memang potensi bisnis di Jatim masih cukup besar untuk kita garap dan kita kembangkan melalui berbagai startegi,\u201d ujarnya dalam Paparan Publik Bank Jatim, Jumat (28\/4\/2023).<\/p>\n

Adapun, capaian penyaluran kredit kuartal I\/2023 tersebut disumbang oleh beberapa sektor, seperti di segmen kredit konsumer Rp29,147 miliar atau tumbuh 17,43 persen.<\/p>\n

\"Corporate<\/a>
Corporate Secretary Bank Jatim Budi Sumarsono, Direktur Utama Bank Jatim Busrul Iman, Direktur Keuangan, Treasury dan Global Services Bank Jatim Edi Masrianto dan Direktur Mikro, Ritel, dan Menengah Bank Jatim, Arief Wicaksono usai menggelar Paparan Publik BJTM di Surabaya (28\/4\/2023)<\/figcaption><\/figure>\n

Sementara di segmen kredit produktif atau kredit komersial dan Small Medium Enterprise (SME)\/UMKM tercapai Rp18,84 miliar atau tumbuh 7,77 persen.<\/p>\n

\u201cDi sektor produktif ini ada segmen usaha mikro sebesar Rp5,79 miliar, usaha kecil Rp5,11 miliar, usaha menengah Rp443 miliar, dan segmen komersial dan korporat Rp7,49 miliar,\u201d paparnya.<\/p>\n

Untuk mencapai target pertumbuhan penyaluran kredit tahun ini, bank berkode sama BJTM ini terus melakukan transformasi dari berbagai lini mulai dari organisasi, human capital, aturan dan kebijakan, digital banking dan IT, serta aksi korporasi.<\/p>\n

\u201cPertama, kami melakukan segmentasi berdasarkan nilai portofolio, misalnya ada segmen mikro, ritel, serta kredit sindikasi juga harus jelas. Kedua, kami perkuat marketing AO [account officer], lalu kita switching pegawai, dan kita mapping potensi-potensi yang bisa digarap di Jatim,\u201d jelasnya.<\/p>\n

Meski begitu, tambah Busrul, Bank Jatim sebagai bank daerah tidak akan meninggalkan core business market-nya yakni memperkuat potensi konsumer dari Aparatur Sipil Negara (ASN).<\/p>\n

\u201cWalaupun kami memperluas pasar, tapi kami tidak akan meninggalkan konsumer ASN, tetapi kami malah semakin menguatkan melalui berbagai kolaborasi dengan pemerintah daerah,\u201d imbuhnya.<\/p>\n

Direktur Mikro, Ritel, dan Menengah Bank Jatim, Arief Wicaksono menambahkan Bank Jatim juga akan memperkuat keberadaan agen Lakupandai sebagai perpanjangan tangan Bank Jatim, tidak hanya untuk menggenjot kinerja Dana Pihak Ketiga (DPK) dan layanan transaksi keuangan, tetapi juga termasuk untuk meningkatkan kredit mikro.<\/p>\n

Baca Juga:\u00a0Bangkitkan UMKM, Bank Jatim Gelar Festival Ramadan Jembatan Suroboyo<\/a><\/strong><\/p>\n

\u201cStrategi lain yang juga terus dilakukan adalah kolaborasi dengan Pemprov Jatim misalnya program e-marketplace Jatim Bejo [Jatim Belanja Online] serta memperluas kerja sama dengan sektor pertanian misalnya dengan petani tebu untuk pembiayaan usaha taninya,\u201d ujarnya.<\/p>\n

Arief menambahkan baru-baru ini BJTM juga melakukan aksi korporasi melalui Kelompok Usaha Bank (KUB) Bank Jatim dengan keputusan penyertaan modal sebesar 15 persen dari modal eksisting bank partner KUB.<\/p>\n

\u201dBank NTB Syariah telah terpilih menjadi partner KUB Bank Jatim dan telah menandatangani MoU terkait dengan rencana penyertaan awal sebesar Rp100 miliar,\u201d imbuhnya.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank Jatim Catat Penyaluran Kredit Capai Rp47,9 Miliar Kuartal I\/2023 Surabaya, Nawacita | PT Bank Pembangunan Daerah Jawa Timur Tbk (Bank Jatim) berhasil mencatatkan kinerja penyaluran kredit mencapai Rp47,99 miliar atau tumbuh 13,44 persen (year-on-year\/yoy) pada kuartal I\/2023. Direktur Utama Bank Jatim Busrul Iman mengatakan pihaknya akan mengoptimalkan potensi usaha sektor produktif seiring dengan target […]<\/p>\n","protected":false},"author":1459,"featured_media":166040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9596],"tags":[3869,57078,49874,57079,50139],"class_list":{"0":"post-166038","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bumd","8":"tag-bank-jatim","9":"tag-bank-jatim-catat-penyaluran-kredit","10":"tag-direktur-utama-bank-jatim-busrul-iman","11":"tag-penyaluran-kredit","12":"tag-pt-bank-pembangunan-daerah-jawa-timur-tbk-bankjatim"},"yoast_head":"\nBank Jatim Catat Penyaluran Kredit Capai Rp47,9 Miliar Kuartal I\/2023<\/title>\n<meta name=\"description\" content=\"Surabaya, Nawacita | PT Bank Pembangunan Daerah Jawa Timur Tbk (Bank Jatim) berhasil mencatatkan kinerja penyaluran kredit mencapai 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