{"id":164455,"date":"2023-04-07T08:13:03","date_gmt":"2023-04-07T01:13:03","guid":{"rendered":"https:\/\/nawacita.co\/?p=164455"},"modified":"2023-04-06T12:40:09","modified_gmt":"2023-04-06T05:40:09","slug":"6-tips-jitu-mengelola-thr-agar-tidak-boros","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2023\/04\/07\/6-tips-jitu-mengelola-thr-agar-tidak-boros\/","title":{"rendered":"6 Tips Jitu Mengelola THR agar Tidak Boros!"},"content":{"rendered":"

6 Tips Jitu Mengelola THR agar Tidak Boros!<\/h1>\n

Jakarta, Nawacita<\/a><\/strong> | Tips jitu mengelola THR agar tidak boros. Menjelang Hari Raya Idulfitri, salah satu hal yang ditunggu adalah penerimaan Tunjangan Hari Raya (THR). Namun, masih banyak orang yang boros dalam mengelola uang THR. Lantas, bagaimana agar bisa mengelola THR dengan baik? Simak dibawah ini:<\/p>\n

1. Simpan Sebagian Uang THR<\/strong><\/p>\n

Ketika menerima THR dari perusahaan, ada baiknya sebagian dari uang tersebut ditabung untuk simpanan apabila dibutuhkan suatu hari nanti. Jangan sampai uang THR habis tak tersisa karena, dengan menabung juga dapat mengantisipasi pengeluaran tak terduga.<\/p>\n

Selain menabung lewat bank, uang THR juga bisa di investasikan ke salah satu instrumen investasi seperti saham, emas, dan investasi sejenis lainnya.<\/p>\n

2. Kontrol diri saat Berbelanja Online<\/em><\/strong><\/p>\n

Keinginan untuk berbelanja\u00a0online<\/em>\u00a0terkadang sulit untuk dikontrol, perilaku konsumtif akan timbul ketika memiliki sejumlah uang yang nominalnya cukup besar. Terlebih, banyaknya situs belanja\u00a0online<\/em>\u00a0dapat membuat diri menjadi boros.<\/p>\n

\"ilustrasi\"<\/a>
ilustrasi<\/figcaption><\/figure>\n

Hal ini tentunya semakin memancing keinginan untuk berbelanja setelah menerima THR dari perusahaan. Untuk mengatasi hal ini, sebaiknya alokasikan terlebih dahulu berapa uang yang akan dipakai untuk belanja dan uang untuk ditabung.<\/p>\n

3. Gunakan untuk Melunasi Utang<\/strong><\/p>\n

Umumnya, jumlah THR adalah dua kali lipat dari gaji. Artinya, saat Lebaran sudah dekat, penerima THR akan mendapat gaji dua kali lipat.<\/p>\n

Hal ini bisa dimanfaatkan bagi yang terlibat dengan utang. Dengan segera melunasi utang, keadaan keuangan tidak akan terbebani lagi oleh utang tersebut.<\/p>\n

4. Alokasikan Untuk Zakat Fitrah<\/strong><\/p>\n

Umumnya, penerimaan THR diberikan sebelum Hari Raya Idulfitri. Maka dari itu, masih bisa untuk melakukan zakat fitrah. Uang THR bisa digunakan untuk hal yang bermanfaat seperti menunaikan kewajiban zakat. Selain mendapatkan pahala, membayar zakat juga membantu sesama yang membutuhkan.<\/p>\n

5. Mempersiapkan Pengeluaran Lebaran Berikutnya<\/strong><\/p>\n

Cara mengelola uang THR yang sering dilupakan oleh banyak orang adalah\u00a0review<\/em>\u00a0pengeluaran lebaran setiap tahunnya. Contohnya, apabila di tahun ini pengeluaran lebaran sangat besar, maka tahun depan harus mulai mempersiapkan agar pengeluaran tidak membengkak.<\/p>\n

Bisa mulai mengurangi keperluan supaya pengeluaran lebaran tidak sama seperti tahun sebelumnya. Dengan begitu, setiap bulannya bisa menyisihkan uang untuk keperluan hari raya sehingga dana THR yang diterima tahun depan bisa digunakan untuk investasi atau tabungan.<\/p>\n

Baca Juga:\u00a0Marak Phishing, Ini Tips Mengetahui SMS dari Bank Asli atau Penipuan<\/a><\/strong><\/p>\n

6. Membuat Rencana Pengeluaran<\/strong><\/p>\n

Setelah menerima THR, ada baiknya untuk tidak menghabiskannya secara langsung. Usahakan untuk membuat rencana pengeluaran THR yang matang.<\/p>\n

Catat biaya mulai dari pengeluaran kecil sampai yang besar. Bisa dimulai dari biaya untuk bensin yang dihabiskan apabila melakukan mudik, sampai biaya THR yang diberikan kepada kerabat pada saat silaturahmi.<\/p>\n

Dengan mencatat, dapat mengetahui peruntukkan dana THR dengan saksama dan juga dapat terhindar dari boros dan konsumtif. Demikian informasi terkait tips mengelola THR, semoga bermanfaat. brtst<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

6 Tips Jitu Mengelola THR agar Tidak Boros! Jakarta, Nawacita | Tips jitu mengelola THR agar tidak boros. Menjelang Hari Raya Idulfitri, salah satu hal yang ditunggu adalah penerimaan Tunjangan Hari Raya (THR). Namun, masih banyak orang yang boros dalam mengelola uang THR. Lantas, bagaimana agar bisa mengelola THR dengan baik? Simak dibawah ini: 1. […]<\/p>\n","protected":false},"author":1459,"featured_media":164457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[39011,8947,56441,255,52005,56440,31103],"class_list":{"0":"post-164455","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lifestyle","8":"tag-boros","9":"tag-thr","10":"tag-thr-2023","11":"tag-tips","12":"tag-tips-keuangan","13":"tag-tips-mengelola-thr","14":"tag-tunjangan-hari-raya"},"yoast_head":"\n6 Tips Jitu Mengelola THR agar Tidak Boros!<\/title>\n<meta name=\"description\" content=\"Jakarta, Nawacita | Tips jitu mengelola THR agar tidak boros. 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