{"id":160442,"date":"2023-02-22T19:50:08","date_gmt":"2023-02-22T12:50:08","guid":{"rendered":"https:\/\/nawacita.co\/?p=160442"},"modified":"2023-02-22T19:50:10","modified_gmt":"2023-02-22T12:50:10","slug":"simak-aturan-debt-collector-yang-paksa-tarik-mobil-terkait-kasus-viral-clara-shinta","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2023\/02\/22\/simak-aturan-debt-collector-yang-paksa-tarik-mobil-terkait-kasus-viral-clara-shinta\/","title":{"rendered":"Simak Aturan Debt Collector Yang Paksa Tarik Mobil Terkait Kasus Viral Clara Shinta"},"content":{"rendered":"

Simak Aturan Debt Collector Yang Paksa Tarik Mobil Terkait Kasus Viral Clara Shinta<\/h1>\n

JAKARTA, Nawacita<\/a><\/strong> – Simak Aturan Debt Collector Yang Paksa Tarik Mobil, Baru-baru ini beredar berita viral mengenai kasus penarikan mobil oleh debt collector yang menimpa selebgram Clara Shinta.<\/p>\n

Berdasarkan penelusuran\u00a0media, mobil tersebut ditarik secara paksa oleh oknum debt collector sehingga Clara Shinta melaporkan kejadian ini ke Polda Metro Jaya yang sudah diterima dengan nomor LP\/B\/954\/II\/2023\/SPKT\/Polda Metro Jaya tertanggal 20 Februari 2023.<\/p>\n

Sebelumnya, video oknum\u00a0debt collector marah-marah kepada Clara Shinta sempat ramai beredar di lini masa media sosial.\u00a0Dalam video terlihat juga oknum\u00a0debt collector\u00a0tersebut berani membentak polisi di lokasi perkara yang mencoba mendamaikan kedua belah pihak.<\/p>\n

Diketahui, ternyata BPKB (Buku Pemilik Kendaraan Bermotor) mobil milik Clara Shinta diam-diam digadaikan oleh mantan suaminya dengan nilai ratusan juta rupiah.\u00a0Ia pun tidak bisa membayar cicilannya.\u00a0Kredit erat kaitannya dengan\u00a0debt collector<\/em>.<\/p>\n

Debt collector sendiri merupakan kumpulan orang yang menyediakan jasa menagih utang milik perorangan atau lembaga yang menyewa jasa mereka.\u00a0Mereka seringkali menagih utang dengan kekerasan, hingga melakukan penarikan kendaraan yang cicilannya tertunggak secara paksa.<\/p>\n

Perlu diketahui sebelumnya, terdapat Undang-Undang (UU) No. 42 Tahun 1999 pasal 15 ayat 2 dan 3 tentang Jaminan Fidusia.<\/p>\n

Berdasarkan UU No. 42 Tahun 1999, fidusia merupakan pengalihan hak kepemilikan suatu objek atas dasar kepercayaan dengan ketentuan objek tersebut tetap dalam penguasaan pemiliknya.<\/p>\n

Baca Juga:\u00a0Kisah Profesi Jasa Debt Collector Alias Tukang Tagih Utang<\/a><\/strong><\/p>\n

Pada ayat 2 tertulis bahwa sertifikat jaminan fidusia memiliki kekuatan eksekutorial yang sama dengan putusan pengadilan di mana sudah memperoleh kekuatan hukum tetap.<\/p>\n

Kemudian pada ayat 3, jika debitur cidera janji atau wanprestasi, maka penerima fidusia punya hak menjual objek yang sudah dijadikan jaminan fidusia atas kekuasaannya sendiri.<\/p>\n

Jika tidak ada jaminan fidusia, pihak pemberi kredit tidak berhak mengeksekusi objek yang dijaminkan.<\/p>\n

\"Aturan<\/a>
Simak Aturan Debt Collector Yang Paksa Tarik Mobil Terkait Kasus Viral Clara Shinta.<\/figcaption><\/figure>\n

Sementara itu, Mahkamah Konstitusi (MK) sudah menyatakan pihak\u00a0leasing ataupun debt\u00a0collector\u00a0tidak boleh menarik kendaraan sembarangan meski pemiliknya tidak bisa menyelesaikan pembayaran.<\/p>\n

Hal ini tertuang dalam putusan MK No. 18\/PUU-XVII\/2019 pada 6 Januari 2020.\u00a0Pada putusan nomor 2 yang ditandatangani Ketua MK, dinyatakan UU No. 42 Tahun 1999 pasal 15 ayat 2 bertentangan dengan UU Dasar Negara Republik Indonesia tahun 1945 dan tidak mempunyai kekuatan hukum yang mengikat.<\/p>\n

Jika debitur keberatan kendaraannya diambil, pihak\u00a0leasing\u00a0atau\u00a0debt collector tidak boleh mengambil kendaraan tersebut secara paksa.\u00a0Kendaraan ini boleh diambil jika sudah ada keputusan pengadilan dengan kekuatan hukum tetap.<\/p>\n

Bagaimana Menghadapi Debt Collector yang Menarik Paksa Kendaraan?<\/strong><\/h3>\n

Meski demikian, masih ada saja\u00a0debt collector<\/em>\u00a0yang menarik paksa kendaraan seperti kasus Clara Shinta di atas.<\/p>\n

Jika Anda mengalami hal ini, ada beberapa cara yang bisa dilakukan seperti:<\/p>\n

    \n
  • Jangan panik saat berargumentasi dengan\u00a0debt collector<\/em>\u00a0alias tetap tenang.<\/li>\n
  • Tetap bicara baik-baik dengan\u00a0debt collector<\/em>\u00a0apabila masalahnya terkait cicilan yang menunggak.<\/li>\n
  • Amankan kunci kendaraan yang ingin diambil paksa.<\/li>\n
  • Cari tahu identitas\u00a0debt collector<\/em>\u00a0yang ingin menarik paksa kendaraan.<\/li>\n
  • Jangan memberikan STNK (Surat Tanda Nomor Kendaraan) dengan alasan apapun.<\/li>\n
  • Berbicara dengan pihak\u00a0leasing<\/em>\u00a0secara langsung jika tidak bisa membayar cicilan.<\/li>\n
  • Anda bisa meminta surat penarikan kendaraan sebagai bukti legal apabila memang tidak bisa membayar cicilan.<\/li>\n<\/ul>\n

    Melalui kasus Clara Shinta, kita dapat mempelajari betapa pentingnya pengetahuan dan keterampilan dalam menghadapi\u00a0debt collector.<\/em><\/p>\n

    Seperti yang telah dijelaskan, ada beberapa hal yang bisa dilakukan untuk melindungi diri dari praktik-praktik intimidasi atau bahkan tindakan melanggar hukum yang dilakukan oleh sebagian oknum\u00a0debt collector<\/em>.<\/p>\n

    Selain itu, kita juga harus memiliki ketegasan dan keberanian untuk mengambil langkah-langkah hukum apabila diperlukan, agar hak-hak kita sebagai konsumen dapat dilindungi dengan baik.<\/p>\n

    Semoga artikel ini dapat memberikan informasi dan wawasan yang bermanfaat bagi pembaca yang sedang menghadapi masalah serupa.<\/p>\n

    crmdnws.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

    Simak Aturan Debt Collector Yang Paksa Tarik Mobil Terkait Kasus Viral Clara Shinta JAKARTA, Nawacita – Simak Aturan Debt Collector Yang Paksa Tarik Mobil, Baru-baru ini beredar berita viral mengenai kasus penarikan mobil oleh debt collector yang menimpa selebgram Clara Shinta. Berdasarkan penelusuran\u00a0media, mobil tersebut ditarik secara paksa oleh oknum debt collector sehingga Clara Shinta […]<\/p>\n","protected":false},"author":1386,"featured_media":160443,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,2],"tags":[54186,54189,24184,54190,54188,31483,54187,28639,20850,12976],"class_list":{"0":"post-160442","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-hukum","8":"category-nasional","9":"tag-aturan-debt-collector-yang-paksa-tarik-mobil","10":"tag-clara-shinta","11":"tag-debt-collector","12":"tag-debt-collector-bentak-polisi","13":"tag-kasus-penarikan-mobil","14":"tag-leasing","15":"tag-paksa-tarik-mobil","16":"tag-selebgram","17":"tag-video","18":"tag-viral"},"yoast_head":"\nSimak Aturan Debt Collector Yang Paksa Tarik Mobil Terkait Kasus Viral Clara Shinta - Nawacita<\/title>\n<meta name=\"description\" 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