{"id":121469,"date":"2021-11-02T12:32:35","date_gmt":"2021-11-02T05:32:35","guid":{"rendered":"https:\/\/nawacita.co\/?p=121469"},"modified":"2021-11-02T12:32:35","modified_gmt":"2021-11-02T05:32:35","slug":"bank-umum-akan-menjadi-bank-digital-pada-2030","status":"publish","type":"post","link":"https:\/\/nawacita.co\/index.php\/2021\/11\/02\/bank-umum-akan-menjadi-bank-digital-pada-2030\/","title":{"rendered":"Bank Umum Akan Menjadi Bank Digital pada 2030"},"content":{"rendered":"

Jakarta, Nawacita – Bank digital adalah bank yang memfasilitasi seluruh fungsi bank dalam layanan platform digital. Ada enam syarat sebagai bank digital antara lain memiliki model bisnis dengan penggunaan teknologi yang inovatif dan aman dalam melayani kebutuhan nasabah, memiliki kemampuan untuk mengelola model bisnis\u00a0perbankan digital\u00a0yang prudent dan berkesinambungan, dan memiliki manajemen risiko secara memadai.<\/p>\n

Berdasarkan data OJK, total ada 14 bank, baik yang tengah dalam proses go digital maupun yang sudah mengklaim sebagai bank digital. Bank-bank tersebut antara lain Bank BCA Digital, PT BRI Agroniaga Tbk, PT Bank Neo Commerce Tbk, PT Bank Capital Tbk, PT Bank Harda Internasional Tbk, PT Bank QNB Indonesia Tbk, PT KEB HanaBank, Jenius dari Bank BTPN, Wokee dari Bank Bukopin, Digibank dari Bank DBS, TMRW Bank UOB, Jago dari Bank Jago, MotionBanking dari MNC Bank, dan Bank Aladin.<\/p>\n

Ketentuan mengenai bank digital diatur dalam POJK No. 12 tahun 2021, Pasal 23 sampai dengan Pasal 31. OJK mendefinisikan bank digital sebagai Bank Berbadan Hukum Indonesia (BHI) yang menyediakan dan menjalankan kegiatan usaha yang utamanya melalui saluran elektronik tanpa kantor fisik selain kantor pusat (KP), atau dapat menggunakan kantor fisik yang terbatas.<\/p>\n

 <\/p>\n

Rpblk.<\/p>\n","protected":false},"excerpt":{"rendered":"

Jakarta, Nawacita – Bank digital adalah bank yang memfasilitasi seluruh fungsi bank dalam layanan platform digital. Ada enam syarat sebagai bank digital antara lain memiliki model bisnis dengan penggunaan teknologi yang inovatif dan aman dalam melayani kebutuhan nasabah, memiliki kemampuan untuk mengelola model bisnis\u00a0perbankan digital\u00a0yang prudent dan berkesinambungan, dan memiliki manajemen risiko secara memadai. Berdasarkan […]<\/p>\n","protected":false},"author":1,"featured_media":121470,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,9546],"tags":[40,19682,36],"class_list":{"0":"post-121469","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi-dan-bisnis","8":"category-technology","9":"tag-bank","10":"tag-digital","11":"tag-ekonomi"},"yoast_head":"\nBank Umum Akan Menjadi Bank Digital pada 2030<\/title>\n<meta name=\"description\" content=\"Jakarta, Nawacita - Bank digital adalah bank yang memfasilitasi seluruh fungsi bank dalam layanan platform digital. 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